Simple books for complex wealth.
WealthLedger turns bank statements and financial records into structured books for your family wealth.
Your money doesn't always live in neat boxes. Your accounting shouldn't have to either.
WealthLedger is a financial record-keeping system for families with multiple financial structures — people, companies, trusts and investments — who need proper books without keeping a separate bank account for every structure. It takes the records you already have and turns them into the organised, accountant-ready books behind your wealth.
What it does
Statements in. Accountant-ready books out.
- Start with the records you already have — import PDF and CSV bank statements and other financial records.
- Automatically make sense of transactions — categorisation turns a wall of line items into readable books.
- Teach WealthLedger how you spend and earn — rules and wildcards learn your patterns once, then apply them forever.
- Allocate one bank account across multiple structures — one account, split correctly across the people, companies and trusts it belongs to.
- Keep assets and depreciation up to date — no spreadsheet orphans.
- Allocate shared costs fairly and consistently — including home-office allocation.
- See your books month by month — and produce a complete financial year view when you need it.
- Report by the tax year that matters — provisional and annual submissions become straightforward.
- Keep prior financial statements with your records — a single place for the family's financial history.
- Give your accountant organised books instead of a pile of statements — the handoff that saves real accounting fees.
Automate the bookkeeping. Let the accountant do the accounting.
The real cost of family bookkeeping is often the accountant's time: chasing statements, reconstructing transactions, untangling which entity paid for what. WealthLedger does the sorting and structuring, so your accountant spends their hours on the accounting — not on data archaeology.
Accountants can be given view access to the reports and can drill down to detail whenever they have questions about prepared tax records.
Who it's for
Families with several entities and trusts — a couple of companies, a family trust, personal accounts, investment holdings — where the money flows across structures and the bookkeeping has become a job of its own.
And the accountants who receive those families' books: hand us the statements, we hand you organised records.
Built from real use
WealthLedger was born out of the founder's own frustration running a family investment centre — trusts, companies, a property portfolio spread across them, and individual tax compliance. It is in active production, used daily by GoThrive Digital, and improved monthly.
Multi-tenant by design: each family office is set up centrally with its own bank accounts and legal entities. Security is enforced at the database row level, with database and transport encryption — one tenant can never view another tenant's data.
Future optionality: combined with GoThrive's Agents as a Service (ISAaaS), reports can generate new insights and statement uploads can be automated from email boxes.
What WealthLedger does not do (yet)
Honesty over hype. The current system does not include:
- Budgets
- VAT processing
- Attachment evidence
- Direct bank integration
- Integration to other systems
- Client desktop support, or structuring of folders and files with evidence for auditors
The development roadmap is published to logged-in users and does not constitute a commitment to timelines.
Indicative pricing
Indicative pricing, excluding VAT (GoThrive Digital is not yet VAT-registered):
| Item | Price |
|---|---|
| Setup (one-off, incl. 5 hours training) | R4,000 |
| Monthly hosting — base: 3 legal entities & 2 bank accounts | R950 p.m. |
| Each additional legal entity | R249 p.m. |
| Each additional bank account | R145 p.m. |
| Custom development & consulting — first 3 months | R650 p.h. |
| Custom development & consulting — thereafter | R950 p.h. |
Monthly hosting is billed month-in-advance. Final unit counts are confirmed at onboarding — the fee moves down if structures drop out of scope, and up if more come in.
Referral programme
20% of both the setup fee and the first three months of hosting fees for any lead you bring in, provided the lead is registered with GoThrive Digital. Terms apply.
Next steps
Talk to us about your family's structures. We will confirm the unit counts that apply to you, and hand over a working solution two weeks after setup begins.
Contact: hello@gothrive.co.za · digital.gothrive.co.za